All Free Business Tools

Create professional invoices with line items, tax, and totals — download as PDF in seconds.

GST-compliant invoices with CGST, SGST and IGST breakdown, GSTIN fields and HSN codes.

A simple, single-project invoice for freelancers — hours × rate, project brief and payment terms.

Bill multiple tasks by the hour — each line has its own hours and hourly rate.

Generate invoices for weekly, monthly or quarterly billing — with the next-due-date calculated for you.

Send professional quotes with a validity date and one-click convert-to-invoice flow.

Issue a clean receipt for a payment received — payer, amount, date and method.

Cancel or adjust an issued invoice with a formal credit note PDF.

Create a proforma invoice — an estimated, pre-delivery bill for approvals and POs.

One generator, one document — pick the regional label (Pay Stub US / Payslip UK-Ireland / Salary Slip India-Middle East), itemise deductions and get net pay.

Send a professional offer letter with role, CTC, benefits and joining requirements.

Formal appointment letter with designation, salary, probation and notice period.

Formal termination letter with reason, last working date and settlement details.

Annual appraisal letter with revised CTC, increase percentage and manager comments.

Relieving letter confirming last working date and clearance of dues.

Formal experience certificate with tenure, role and key responsibilities.

Formal salary revision letter with current salary, revised salary and auto increase %.

Work out the hourly rate you must charge to hit your target take-home pay after costs, tax and non-billable hours.

Enter your cost and selling price to instantly see gross profit and profit margin percentage.

Enter cost and desired markup % to see selling price and profit — with a side-by-side margin vs markup comparison.

Find the units and revenue you need to cover your fixed costs. See a visual breakdown of costs vs revenue.

Enter revenue and COGS to compute gross profit and gross margin percentage.

See the full P&L stack: gross margin, operating margin and net margin from revenue, COGS, opex and tax.

Apply flat or percentage discounts to one price or a list of items. Optional tax. See savings and final price.

Enter investment and returns to see ROI %, net profit and annualised ROI over your time period.

Estimate gross and net CLV from average purchase value, purchase frequency, customer lifespan and gross margin.

Build a selling price from materials, labour, overhead and target margin — with a cost breakdown chart.

Calculate the monthly payment, total interest and total repayment on a business loan.

Generate a full month-by-month amortization table with principal, interest and balance for any loan.

Calculate working capital, current ratio and quick ratio from your assets and liabilities.

Calculate your DTI ratio from monthly income and all existing debt payments — with a color-coded risk indicator.

Compare your existing loan against a refinancing offer. See new monthly payment, total interest saved and breakeven month.

See whether a loan-funded investment actually pays off. Enter the total loan cost and expected return to get a plain-English net ROI.

Estimate the maximum loan amount you qualify for based on income, existing monthly debt payments and FOIR.

Calculate simple interest and total repayment from principal, rate and time.

Calculate compound interest and maturity value with adjustable compounding frequency and a growth chart.

Generate a mutual or one-way non-disclosure agreement with confidentiality period and governing law.

Create branded business proposals with executive summary, scope of work, pricing and timeline.

Create a partnership agreement with capital contributions, profit-sharing ratio and dispute resolution.

Generate website or app terms and conditions tailored to your business type and jurisdiction.

Create a GDPR and CCPA-aware privacy policy tailored to the data your website collects.

Draft a client service agreement with deliverables, payment terms and cancellation clauses.

Generate a rental agreement with landlord, tenant, property details, rent, deposit and lease dates.

Create a vendor agreement with goods or services description, pricing, delivery and payment schedule.

Compare a contract hourly rate against a salaried offer after self-employment tax, deductible expenses and self-funded benefits.

Calculate the sales tax due on a purchase or sale by entering the price and the combined state, county and city rate for the destination.

Add VAT to a net price or remove VAT from a gross price at the UK standard, reduced or zero rate in one click.

Calculate GST at 0%, 5%, 12%, 18% or 28%, with an automatic CGST + SGST split for intra-state sales or IGST for inter-state sales.

Estimate your Social Security and Medicare tax as a self-employed worker, including the Additional Medicare Tax above the threshold.

Check whether your meta title and description will be truncated in search results, measured in pixels as well as characters, with a live SERP preview.

Build clean, consistent UTM-tagged campaign URLs so every click is correctly attributed in Google Analytics.

Work out the ad budget you need to hit a target number of conversions, based on your conversion rate and cost per click.

Calculate Return on Ad Spend and your break-even ROAS threshold based on gross margin — so you know if a campaign was actually profitable.

Pick a time in your own zone and see it instantly in every attendee's local time, with business-hours flags and the best overlapping slots.

See the real dollar cost of a meeting based on attendee salaries, headcount and duration, including loaded overhead.

Add up clock-in and clock-out times minus unpaid breaks to get accurate daily and weekly hours, plus overtime.

Work out how many hours your team can realistically deliver in a period after holidays, leave and non-project time.

Instantly shorten long URLs using the free is.gd service. No signup required.

Generate a free QR code image from any URL, text, or contact info.

Create wa.me links that open a WhatsApp chat with a pre-filled message.

Create a one-click Google review link for any business using its Place ID or name.

Build mailto links with subject, body, CC, and BCC fields pre-filled.

Generate Google Maps links for any address, place, or coordinates with optional travel mode.

Generate a Google Calendar add-event URL from title, time, location, and details.

Append your affiliate tag to any product URL for Amazon, AliExpress, or any network.

Append a referral code to any URL for product invites, partner programs, and campaigns.

Convert any title into a clean, lowercase, hyphen-separated slug for SEO-friendly URLs.

Build a fully tagged campaign URL with UTM parameters and an instant QR code in one place.

Add utm_source, utm_medium, utm_campaign, term and content parameters to any destination URL.

Turn any YouTube video into a share link that starts at a chosen timestamp.

Build a tidy discord.gg invite link from an invite code so you can share it anywhere.

Create Instagram profile, post or direct message links from a username or shortcode.

Generate a Facebook sharer link that opens a pre-filled share dialog for any page.

Build t.me links to a Telegram username, channel, or a pre-filled share message.

Create LinkedIn profile, company page or article share links in one click.

Build TikTok profile or video links from a username and video ID.

Create an X share link that opens the composer with your text, URL and hashtags already filled in.

Generate a Reddit submit link with the title and URL pre-filled, optionally targeting a subreddit.

Build a Pinterest Pin It link with the source page, image and description pre-filled.

Create an sms: link that opens the messaging app with the number and message pre-filled.

Build a Gmail compose URL with recipient, subject, body, CC and BCC already filled in.

Generate an unsubscribe URL or mailto opt-out address with the subscriber identifier attached.

Build a Zoom join link from a meeting ID, with the passcode embedded when you have one.

Turn a Google Meet code into a clean join link, or create an instant new-meeting link.

Build Microsoft Teams deep links that start a chat or call with a colleague by email address.

Build a payment request link with amount, currency and reference attached to your checkout page.

Create a PayPal.Me link with the amount and currency already set for the payer.

Create facetime: and facetime-audio: links that start a call to a phone number or Apple ID.

Build a Venmo payment or request link with the recipient, amount and note pre-filled.

Turn a Cash App $cashtag into a payment link with an optional fixed amount.

Build a Calendly booking link with the invitee name, email and hidden UTM tags prefilled.

Convert a Google Drive share link into a direct download or direct image URL.

Convert a Dropbox share link into a direct download or raw file link.

Turn a OneDrive share link into a direct download link.

Assemble a valid MEGA file or folder link from the file handle and decryption key.

Create a PDF link that opens at a specific page, search term, or downloads instead of previewing.

Turn an image URL into ready-to-paste HTML, Markdown or BBCode with alt text.

Create a direct audio link or a ready-to-paste HTML audio player embed.

Build a direct video file link or an HTML5 video embed with poster image support.

Assemble a magnet URI from an info hash, display name and tracker list.

Create a download link with a suggested filename so files save instead of opening in the browser.

Build an App Store link from an app ID, with country and campaign tracking tokens.

Create a Google Play listing link with the package name and an install referrer for attribution.

Build a custom app-scheme deep link with an optional web fallback URL.

Create a TinyURL short link, optionally with your own custom alias.

Build Spotify web or app links for a track, album, playlist, artist or podcast episode.

Generate a disguised link that sends friends to the classic Rick Astley video.