Free Credit Note Generator

A credit note is used when an invoice needs to be reduced or cancelled — because of a return, a discount agreed after the fact, or a billing error. It preserves the audit trail rather than deleting the original invoice.

Credit Note

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About the Credit Note Generator

When to issue a credit note

Issue one whenever you agree to reduce an amount the client owes you: returned goods, a service level miss, a duplicate invoice, or a negotiated discount after invoicing. Never edit or delete the original invoice — issue a credit note against it.

Full vs partial credit

For a full cancellation, the credit note amount matches the original invoice total. For a partial adjustment, enter only the credited amount and describe the reason clearly ('10% goodwill discount on INV-102').

Impact on GST and accounting

Under GST, credit notes must reference the original tax invoice and be reported in the same or a subsequent GSTR-1 filing. Elsewhere, treat the credit note as a negative sale in your books.

Frequently asked questions

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