Free Terms & Conditions Generator
Terms and conditions define the contract between your website or app and the people who use it. This generator produces a comprehensive T&C tailored to your business type — e-commerce, SaaS or service-based — with jurisdiction, refund policy and standard user obligations.
TERMS AND CONDITIONS
Legal Disclaimer: This document is a general template and does not constitute legal advice. Consult a qualified attorney for advice specific to your situation and jurisdiction.
About the Terms & Conditions Generator
What every T&C should cover
Acceptance of terms, description of the service, user accounts and eligibility, permitted and prohibited use, intellectual property ownership, payment and refund terms (if applicable), disclaimers, limitation of liability, indemnification, termination, governing law and how the terms can change over time.
Tailored to your business type
E-commerce T&Cs need shipping, returns and consumer-protection clauses. SaaS T&Cs need uptime, data ownership and cancellation terms. Service T&Cs need engagement scope and payment terms. This generator adapts the template based on the business type you select so you are not signing an e-commerce clause into a SaaS product.
When to have a lawyer review
For low-risk sites (informational blogs, small stores), a well-structured template is generally sufficient. For funded startups, regulated industries, or B2B contracts above a few thousand dollars in annual value, have a lawyer review before publishing — the marginal cost is small compared to the enforcement risk.
Frequently asked questions
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